It’s that time again! And this year again you will need to make a selection during Annual Enrollment for health insurance.
Annual Enrollment for all active University of Missouri faculty and staff will be Oct. 19-30 this year. Again this year, you will need to go into the system and make a selection, or be defaulted into the Healthy Savings Plan with no tobacco-free discount.
And, yes, you read that right. A tobacco-free discount is new for this year. You will need to certify your tobacco-free status every six months or revert back to the non-discounted premium. See more information at http://umurl.us/tobacco.
Also new for this year is a new medical plan administrator, UnitedHealthcare, effective Jan. 1, 2016. The transition does not impact covered benefits, but there will be a few housekeeping items to be aware of. Look over the list, which includes transferring HSAs, extended coverage for ongoing health care and retiree information at http://umurl.us/medadmin.
During this year’s Annual Enrollment period, faculty and staff also will have the opportunity to enroll in the university’s Long Term Disability plans without going through a physical exam or other insurance certifications (i.e., without going through underwriting). This is a unique opportunity. See more information at http://umurl.us/LTD.
Finally, information is out about the 2016 Wellness Incentive, which includes a streamlined Tier 1 with no health screening, and more ways to get healthy in Tier 2. See more information at http://umurl.us/incentive.
Back to Annual Enrollment, this is the only time of year, without a major family change such as getting married or having a baby, that we can change our health care and other enrollments at the University.
Compare options, estimate costs and look up providers online at http://universitymissouri.welcometouhc.com/.
Town-hall meetings and one-on-ones are available to help employees make Annual Enrollment decisions, too. Find more information about those events online at http://umurl.us/consults.
Find more information about all of the options and enroll (when enrollment opens Oct. 19!) at http://umurl.us/enrollment. Note that retiree annual enrollment will be Nov. 2-13.